| BECAUSE, THIS IS WHAT MATTERS MOST TO YOU, |
| ARBITRATION |
| No Medical Accounts. No Commercial Accounts. No Student Loans. |
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THIS IS OUR ZEAL. THIS IS OUR PASSION. THIS IS OUR MISSION. |
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| BECAUSE NO AMOUNT OF TECHNOLOGY CAN COMPENSATE FOR AN ILL PREPARED COLLECTOR. |
| RECOVERING YOUR MONEY. |
| WE DO OUR HOMEWORK |
| WE ARE PREPARED |
| WE UNDERSTAND SUBROGATION |
| WE UNDERSTAND THIRD PARTY CLAIMS |

| WINNING THE BATTLES AT THE FRONT LINES |
| This Is why We are Excellent, Focusing, Concentrating, Deliberating, Contemplating, Pondering and Studying, One Subject At One Time And One Subject Only-Subrogation, Arbitration, And Third Party Claims. |
| We are not attorneys. We do not practice law. We do not give legal advise. But, we use the power of the law: When an adverse party declares he is not legally liable, we send him a copy of the law,case law, code and section or regulation that emphatically, categorically and undeniably states he is liable. |
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| GALLEGOS & GALLEGOS |
| AND IF THEY DO NOT PAY |

| SUBROGATION |